Pensions
Wouldn’t it be reassuring to know you have everything in place to enjoy a long and comfortable retirement?
Inverness: 01463 419 137Glasgow: 0141 440 7433
Wouldn’t it be reassuring to know you have everything in place to enjoy a long and comfortable retirement?
When it comes to planning for your retirement, wouldn’t it be reassuring to know you have everything in place to enjoy a long and comfortable retirement? An imperative part of that is sorting out the right pension. That’s because we can no longer expect the State to provide you with a large enough pension when you retire.
Even if you are blessed with a solid company pension scheme, is it going to be enough to enjoy all the things you would like to do in retirement? Sadly, the answer for most people is no. We have a massive savings gap across the whole of Europe when it comes to saving for retirement. People are living longer and saving less. There has never been a more important time to seek pensions advice.
But where do you turn for advice? How do you know what options are open to you? How can you find a pension that’s right for you, affordable and will perform how you hope?
We understand these issues and concerns. Before we make any recommendations, we will look at your current arrangements and consider the different options available to you. We will explain why we are recommending a particular product and why it’s right for you, and all at your convenience.
Whether you consider yourself as cautious, adventurous or somewhere in between, and if you’re a new or experienced investor, you may also be interested in our investment proposition. We can provide an appropriate solution based on your own circumstances.
Security, freedom, independence. They make for a happy retirement. We are here to help you try and achieve this.
Security, freedom and independence make for a happy retirement. We can help you achieve this.
Ross was positive and encouraging. He kept the ‘plan’ simple recognising my needs. He gave me enough information and options to make an informed choice without bamboozling me with jargon. With Ross’s advice and careful management of my money I am still travelling and am confident I will be able to do so for many years to come.
Sally M, Avoch - October 2019
Ross takes the mess out of application forms and leaves us to get on with decision making without worry that we have made simple errors in those applications. He ensures that we consider only appropriate products, and he understands the complexities of our diversified income streams and fluctuating incomes prevalent in our self-employment positions.
Stephen M, Muir of Ord - October 2019
AIRP helped explained the various risk levels to consider and the options available regarding Annuities and Drawdown Pension etc. To date I am pleased with the returns achieved taking into consideration the current climate with regards uncertainty over Brexit etc
Derek M, Inverness - October 2019
AIRP reviewed my financial status and recommended consolidating several of my pension pots into a flexi-access drawdown plan, which dovetailed into my other pension strategies. I have now retired, and have a flexi-access drawdown plan which gives me a tax efficient salary, which fits in with my other savings and pensions plans.
Raymond M, Inverness - October 2019