Mortgages
Clear, practical advice on all aspects of the house purchase process.
Inverness: 01463 419 137Glasgow: 0141 440 7433
We provide clear practical advice on all aspects of the house purchase process. This means we try and find the right mortgage and protection policies to suit your specific needs.
We will ensure that you understand the different types of mortgages on offer (repayment, interest-only, fixed, tracker, cash back and variable) and will give you the most appropriate advice for your circumstances. We use a mortgage sourcing system that gives us access to the most up to date products available in the market.
We can help with this process if you are a first time buyer, or considering affordable housing/shared equity. If you are moving home or looking for remortgage facilities we can help there too. We also help with commercial finance and Self Invested Personal Pension property purchase. Give us a call for a no obligation initial consultation or to obtain comparison quotes.
A maximum fee of £350.00 or 0.5% of the loan amount, if greater, is payable on completion.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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Ross was positive and encouraging. He kept the ‘plan’ simple recognising my needs. He gave me enough information and options to make an informed choice without bamboozling me with jargon. With Ross’s advice and careful management of my money I am still travelling and am confident I will be able to do so for many years to come.
Sally M, Avoch - October 2019
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Ross takes the mess out of application forms and leaves us to get on with decision making without worry that we have made simple errors in those applications. He ensures that we consider only appropriate products, and he understands the complexities of our diversified income streams and fluctuating incomes prevalent in our self-employment positions.
Stephen M, Muir of Ord - October 2019
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AIRP helped explained the various risk levels to consider and the options available regarding Annuities and Drawdown Pension etc. To date I am pleased with the returns achieved taking into consideration the current climate with regards uncertainty over Brexit etc
Derek M, Inverness - October 2019
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AIRP reviewed my financial status and recommended consolidating several of my pension pots into a flexi-access drawdown plan, which dovetailed into my other pension strategies. I have now retired, and have a flexi-access drawdown plan which gives me a tax efficient salary, which fits in with my other savings and pensions plans.
Raymond M, Inverness - October 2019
