Financial Reviews
No obligation fact-find to build a complete picture of your individual financial situation
Inverness: 01463 419 137Glasgow: 0141 440 7433
This is where you may not have received any financial advice previously, or are not entirely comfortable with the range of financial products and services that are available to you.
We conduct a no obligation fact find to build a complete picture of your individual financial situation. There are no right or wrong answers in a fact find. Everybody is unique and will have financial goals or objectives that are important or relevant to them. The principle behind this approach is to analyse the information and then make basic recommendations to meet specific goals. For a young family this might be saving for a deposit for a house, putting in place a protection policy in case of any unforeseen circumstances or it might be trying to secure the most suitable mortgage deal. For other people it might be reviewing their pensions or existing investments to ensure they are maximising the returns available or are getting good value for money.
The key steps involved in this process are:
- Setting a goal or objective
- Fact finding
- Analysing the information obtained
- Constructing a plan
- Agreement and implementation
- Regular reviews and monitoring
Everyone can benefit from a financial healthcheck.
It helps to focus your attention on the areas which are of concern, need or are desirable.
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Ross was positive and encouraging. He kept the ‘plan’ simple recognising my needs. He gave me enough information and options to make an informed choice without bamboozling me with jargon. With Ross’s advice and careful management of my money I am still travelling and am confident I will be able to do so for many years to come.
Sally M, Avoch - October 2019
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Ross takes the mess out of application forms and leaves us to get on with decision making without worry that we have made simple errors in those applications. He ensures that we consider only appropriate products, and he understands the complexities of our diversified income streams and fluctuating incomes prevalent in our self-employment positions.
Stephen M, Muir of Ord - October 2019
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AIRP helped explained the various risk levels to consider and the options available regarding Annuities and Drawdown Pension etc. To date I am pleased with the returns achieved taking into consideration the current climate with regards uncertainty over Brexit etc
Derek M, Inverness - October 2019
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AIRP reviewed my financial status and recommended consolidating several of my pension pots into a flexi-access drawdown plan, which dovetailed into my other pension strategies. I have now retired, and have a flexi-access drawdown plan which gives me a tax efficient salary, which fits in with my other savings and pensions plans.
Raymond M, Inverness - October 2019
