Our Services

We'll provide you with expert, qualified advice right from the start of your journey.

Wouldn’t it be reassuring to know you have everything in place to enjoy a long and comfortable retirement?

Clear, practical advice on all aspects of the house purchase process.

No obligation fact-find to build a complete picture of your individual financial situation

Making money from the money you already have...

Protection is one of the key elements of financial planning and can ensure that living standards are maintained through the most difficult of times

There are legitimate plans and trusts that can be used to reduce the impact of Inheritance Tax on your estate.

E.S.G funds – the new normal?

Ross was positive and encouraging. He kept the ‘plan’ simple recognising my needs. He gave me enough information and options to make an informed choice without bamboozling me with jargon. With Ross’s advice and careful management of my money I am still travelling and am confident I will be able to do so for many years to come.

Sally M, Avoch - October 2019
Ross takes the mess out of application forms and leaves us to get on with decision making without worry that we have made simple errors in those applications. He ensures that we consider only appropriate products, and he understands the complexities of our diversified income streams and fluctuating incomes prevalent in our self-employment positions.

Stephen M, Muir of Ord - October 2019
AIRP helped explained the various risk levels to consider and the options available regarding Annuities and Drawdown Pension etc. To date I am pleased with the returns achieved taking into consideration the current climate with regards uncertainty over Brexit etc

Derek M, Inverness - October 2019
AIRP reviewed my financial status and recommended consolidating several of my pension pots into a flexi-access drawdown plan, which dovetailed into my other pension strategies. I have now retired, and have a flexi-access drawdown plan which gives me a tax efficient salary, which fits in with my other savings and pensions plans.

Raymond M, Inverness - October 2019